Garland County Educators' Federal Credit Union offers several types of consumer loans to fit all our members needs. While there are certain federal guidelines that must be followed and complied with, the GCEFCU Board of Directors determine and establish many of the lending policies.

Loan processing is easy with the credit union and usually can be done within the same day a member applies whereas other financial institutions may take 2-5 days or longer to get a loan. Once you become a member, you are immediately eligible to apply for ALL loan types except signature loans. You must be a member (3) three months before eligible to apply for a signature loan.

Refinance Options:

Check with us about refinancing an existing auto loan with another financial institution as the credit union can possibly offer you a lower interest rate or match your current loan rate thus saving you money. Or maybe we can help by consolidating some credit card debt and save you hundreds of dollars in interest being paid to these credit card companies.

For information on loan products and services, please click on a link in the menu to the right.